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There are two ways of being rich. One is to pay the price for all that you want, and the other is to be satisfied with what you have.
Featured Posts
How Dumb Luck Made My Husband a Wealthy Man
[ReviewDisclaimer] My husband is a special guy. He is currently 29 years old and has $950,000 in total net worth. Hmm, OK, we’re not that deluded. $50K shy of a…
Everything ‘Married…With Children’ Did That Kept Them Poor
Does anyone remember that show Married…With Children? I use to watch old reruns of Married…With Children on FOX even though it was a little before my time. I didn’t always…
Everything ‘Married…With Children’ Did That Kept Them PoorRead More
Frugality Is a Lifestyle That You Might Be Doing Wrong
Frugal isn’t just an activity or an adjective! But frugal living just doesn’t sound as cool as being an all-black turtleneck wearing minimalist…nor is frugality marketed to the masses with much…
Frugality Is a Lifestyle That You Might Be Doing WrongRead More
How Much Money Does Our Brand of Frugality Save? (Spoiler: $56,000+/Year)
I’ve honestly wondered about how much our frugal living saved. Let’s do the whole math breakdown and find out! Our brand of frugality is pretty typical (to a little extra strength)…
How Much Money Does Our Brand of Frugality Save? (Spoiler: $56,000+/Year)Read More
18 Money Mistakes To Avoid For Debt-Free Living
Bad debt can be notoriously hard to get out from under. Debt can bury you 6 feet under and it’s totally legal after you signed on that dotted line to…
3 Signs When Being Frugal Doesn’t Work & What To Do About It
[ReviewDisclaimer] ~ Frugality essentially means trying to live on less of the assigned allotment. It is the process of creating a conscious surplus from what you are given and rolling…
3 Signs When Being Frugal Doesn’t Work & What To Do About ItRead More
The Hefty Financials Costs Behind Owning a McMansion
This Martin Luther King Monday is our official, guilt-free, lay around the house like a lazy cat day. For the few golden hours of waiting for our laundry to finish,…
The Hefty Financials Costs Behind Owning a McMansionRead More
At What Age Does Being Broke Stop Being Cute?
When I left college, I was so depressed. I was depressed that I was working two jobs and I was still barely getting anywhere thanks to San Francisco’s astronomical cost of…
How I Paid Off $20,000 In Student Loans Working 3 Part-Time Gigs
“How I paid off $20,000 in student loans working part-time…in just 8 months!” Don’t you just love chronicles like this? 🙂 Actually, I was supposed to construct this piece as an inspirational “you-can-do-it-too”…
How I Paid Off $20,000 In Student Loans Working 3 Part-Time GigsRead More
14 Most Common Reasons Why Some People Don’t Save Money
Hint: Marshmallows, cockroaches, and stubbornness We are a nation of consumers. If you head down the bread aisle, there are about two dozen types of bread choices, all with their…
14 Most Common Reasons Why Some People Don’t Save MoneyRead More
11 Perks of Growing Up Poor (Growing Up Poor Chinese American)
Poverty sucks. Don’t even start saying I’m making light of the topic. I can’t even begin to rant to you how much being poor sucks and changes things for the…
11 Perks of Growing Up Poor (Growing Up Poor Chinese American)Read More
Top 5 Financial Mistakes I’ve Made In My Early 20s
Guys, these chain gangs are getting a little embarrassing. Let’s dig into the financial mistakes of my early 20s… I’m a proud person. I can admit that I have a…
Latest Posts
Read our latest money tips, tricks, and musings below.
9 Thrifty Hacks That Will Help You Save On Maternity Clothes
One of the things that get first-time moms like me by surprise is the cost of maternity clothes at retail. The second surprising thing is…how rare it is to find…
9 Thrifty Hacks That Will Help You Save On Maternity ClothesRead More
Used Car Buying Tips: Should You Buy From a Private Seller or a Car Dealer?
We bought a car!!! We decided to purchase a budget subcompact car when we found out we would be expecting our first baby. It was a begrudging choice (I’m not…
Used Car Buying Tips: Should You Buy From a Private Seller or a Car Dealer?Read More
How To Properly Dispute A Medical Bill & Save Some Money
With my pregnancy, my husband and I have never felt more familiar to our insurance and medical billing partners. My thankfulness is still an all-time high of course, but insurance…
How To Properly Dispute A Medical Bill & Save Some MoneyRead More
Your Resource Guide To Finding Free (Or Cheap) Furniture
Walking our dog was how we found our dining room table 🙂 Moving into a new place and want to give it that Scandinavian vibe with some simple but functional…
Your Resource Guide To Finding Free (Or Cheap) FurnitureRead More
Why Do Mail-In Rebates Exist?
In this age where every transaction is almost instant, a lot of marketing efforts also shifted their way into the digital age. But one marketing relic still exists and a…
23 Ways Ladies Can Score Free Makeup Samples 💄 (2019)
Back when MakeupAlley still allowed makeup swapping, I gathered tons of samples from generous women that included freebie makeup with their swap items. As a person who has only ‘hit…
23 Ways Ladies Can Score Free Makeup Samples 💄 (2019)Read More
The Rent Is Too Damn High! – A Guide To Living In Your Car
$1,405. That was the reported national average monthly rent in the US as of June last year. With property prices so high, it’s no wonder that so many people have…
The Rent Is Too Damn High! – A Guide To Living In Your CarRead More
7 Reasons You Shouldn’t Feel Embarrassed To Attend Community College
In the states, community colleges accept every living breathing human body that wants to prolong their education – all for a low and affordable price. But junior colleges don’t have…
7 Reasons You Shouldn’t Feel Embarrassed To Attend Community CollegeRead More
7 DIYs For The Most Common Insect & Pest Infestation (On The Cheap)
There is no better way to spend your day off relaxing in your home, sipping a drink and watching TV. It’s been a while since you had your personal time…
7 DIYs For The Most Common Insect & Pest Infestation (On The Cheap)Read More
About Me
I was born in China and brought up in San Francisco. My dad was a factory worker in China and we lived in a small fishing village.
Growing up in the U.S., my parents worked in the back of a Chinese supermarket. I was your typical shy, nerdy Asian girl next door!
In my previous life, I was a typical underemployed millennial “in-betweener” stuck in the twilight of young adulthood.
My doctrine for saving rests in a childhood plagued with poverty and a sobering refusal to repeat that mistake.
My husband and I both strive to save as much as we can without giving up the core things that make us happy.
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