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Featured Posts
How Dumb Luck Made My Husband a Wealthy Man
My husband is a special guy. He is currently 29 years old and has $950,000 in total net worth. Hmm, OK, we’re not that deluded. $50K shy of a $1,000,000…
Everything ‘Married…With Children’ Did That Kept Them Poor
Does anyone remember that show Married…With Children? I use to watch old reruns of Married…With Children on FOX even though it was a little before my time. I didn’t…
Everything ‘Married…With Children’ Did That Kept Them PoorRead More
Frugality Is a Lifestyle That You Might Be Doing Wrong
Frugal isn’t just an activity or adjective! But frugal living just doesn’t sound as cool as being an all-black turtleneck wearing minimalist…nor is frugality marketed to the masses with much finesse.…
Frugality Is a Lifestyle That You Might Be Doing WrongRead More
How Much Money Does Our Brand of Frugality Save? (Spoiler: $56,000+/Year)
~ I’ve honestly wondered about this. Let’s do the whole math and find out! Our brand of frugality is pretty typical (to a little extra strength) in the accumulation phase. My…
How Much Money Does Our Brand of Frugality Save? (Spoiler: $56,000+/Year)Read More
18 Money Mistakes To Avoid For Debt-Free Living
Bad debt can be notoriously hard to get out from under. Debt can bury you 6 feet under and it’s totally legal after you signed on that dotted line to…
3 Signs When Being Frugal Doesn’t Work & What To Do About It
~ Frugality essentially means trying to live on less of the assigned allotment. It is the process of creating a conscious surplus from what you are given and rolling that…
3 Signs When Being Frugal Doesn’t Work & What To Do About ItRead More
The Hefty Financials Costs Behind Owning a McMansion
This Martin Luther King Monday is our official, guilt-free, lay around the house like a lazy cat day. For the few golden hours of waiting for our laundry to finish,…
The Hefty Financials Costs Behind Owning a McMansionRead More
At What Age Does Being Broke Stop Being Cute?
When I left college, I was so depressed. I was depressed that I was working two jobs and I was still barely getting anywhere thanks to San Francisco’s astronomical cost of…
How I Paid Off $20,000 In Student Loans Working 3 Part-Time Gigs
“How I paid off $20,000 in student loans working part-time…in just 8 months!” Don’t you just love chronicles like this? 🙂 Actually, I was supposed to construct this piece as an inspirational “you-can-do-it-too”…
How I Paid Off $20,000 In Student Loans Working 3 Part-Time GigsRead More
14 Most Common Reasons Why Some People Don’t Save Money
Hint: Marshmallows, cockroaches, and stubbornness We are a nation of consumers. If you head down the bread aisle, there are about two dozen types of bread choices, all with their…
14 Most Common Reasons Why Some People Don’t Save MoneyRead More
11 Perks of Growing Up Poor (Growing Up Poor Chinese American)
Poverty sucks. Don’t even start saying I’m making light of the topic. I can’t even begin to rant to you how much being poor sucks and changes things for the…
11 Perks of Growing Up Poor (Growing Up Poor Chinese American)Read More
Top 5 Financial Mistakes I’ve Made In My Early 20s
Guys, these chain gangs are getting a little embarrassing. Let’s dig into the financial mistakes… Warning: I just read this over. I’m sorry if some parts of it seem full…
Latest Posts
Read our latest money tips, tricks, and musings below.
7 Reasons You Shouldn’t Feel Embarrassed To Attend Community College
In the states, community colleges accept every living breathing human body that wants to prolong their education – all for a low and affordable price. But junior colleges don’t have…
7 Reasons You Shouldn’t Feel Embarrassed To Attend Community CollegeRead More
10 DIYs For The Most Common Insect & Pest Infestation (On The Cheap)
There is no better way to spend your day off relaxing in your home, sipping a drink and watching TV. It’s been a while since you had your personal time…
10 DIYs For The Most Common Insect & Pest Infestation (On The Cheap)Read More
30 Tried-and-True Hacks To Lower Your Electricity Bill
Paying more on utility bills is something a lot of people hate doing, especially electricity bills. Utility bills are one of those annoying sneaky bills that are easily forgotten but…
30 Tried-and-True Hacks To Lower Your Electricity BillRead More
11+ Companies Offering Free (or Seriously Discounted) Internet At Home
Heyo! Sorry for the hiatus 😀 I was building and experimenting with life projects. Also, Hubby and I are trying to get PREGNANT 🙂 come onnn, babies! I’ve been going…
11+ Companies Offering Free (or Seriously Discounted) Internet At HomeRead More
My Scary ER Trip Was The Best Christmas Gift I’ve Ever Got
I debated if “scary” was a necessary descriptor before the words “emergency room trip” because I’m under the assumption that the vast majority of ER trips are scary. Talk about…
My Scary ER Trip Was The Best Christmas Gift I’ve Ever GotRead More
How My Hubby and I Got Together (+ Random Teen Pics of Us)
When I was a teenager I had a vision of the man that I wanted to marry. Chatting to bestie about the old days…I guess I’m a perv 😀 I…
How My Hubby and I Got Together (+ Random Teen Pics of Us)Read More
Free Film for the Weekend – Rich House, Poor House (UK)
This is my second “free film for the weekend” where I share with you guys on Friday an interesting documentary or show I encountered so you can watch too. For…
Free Film for the Weekend – Rich House, Poor House (UK)Read More
ShopAtHome Review – Is It Legit?
Online shopping is great for many reasons– namely that you can shop while never having to put on a bra. And with the rise of online shopping popularity, merchant kick…
Crap Teenage Jobs Are A Neccessity – Take It From A Person Who Couldn’t Have One
P.S. I’m spending time updating all of my old posts 🙂 so sorry if it doesn’t look like I’m actively producing new content. I just have a lot of revisions…
Crap Teenage Jobs Are A Neccessity – Take It From A Person Who Couldn’t Have OneRead More
About Me
I was born in China and brought up in San Francisco. My dad was a factory worker in China and we lived in a small fishing village.
Growing up in the U.S., my parents worked in the back of a Chinese supermarket. I was your typical shy, nerdy Asian girl next door!
In my previous life, I was a typical underemployed millennial “in-betweener” stuck in the twilight of young adulthood.
My doctrine for saving rests in a childhood plagued with poverty and a sobering refusal to repeat that mistake.
My husband and I both strive to save as much as we can without giving up the core things that make us happy.
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