Affiliate links keep the lights on around here. We may receive compensation and/or commissions from partnerships with certain companies.

I promise to only recommend products that I use, recommend and believe are helpful.

Always consult with a financial professional like investment advisor and/or accountant for specific financial advice.

Private Policy

The Frugal Gene does not collect any personal information about its visitors except standard traffic logs automatically generated by the web server, and anything deliberately left as a comment by the visitors. I will never sell or voluntarily disclose personal information or email addresses.


Information presented on The Frugal Gene website is for informational and entertainment purposes only and does not constitute professional financial advice. The information contained on the site was obtained from sources believe to be reliable, however, I cannot represent that it is accurate, complete or that it will remain up-to-date. You should seek out a trusted financial professional before making any financial decisions. We do not assume any liability with regard to financial results based on the use of the information provided here. Furthermore, advertisers, commenters, and linked sites are solely responsible for their views and content – and do not necessarily represent the views of us or our members.

Affiliate Disclaimer

My site has affiliate links. What it means is that I could receive a small commission if you click on a link of the product or service that I recommend but at no additional cost to you. It also means that it is a product or service that I am personally using that I feel you would find value in. Your information is never shared as I value you as a reader and a debt free community member.

The Frugal Gene may have financial relationships with some of the merchants mentioned on the site and may be compensated by companies mentioned through advertising, affiliate programs, or otherwise. The Frugal Gene may be compensated if you choose to click on one of the links located throughout the content of this site and make a purchase. You are not obligated to click on any link or buy products that are advertised.  I will never publish affiliate links for products I do not believe in.

Any references to third party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers.

Links to Other Web Sites

Our website does contain links to affiliate and other websites. The Frugal Gene does not claim nor accept responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, I recommend all users and visitors to be aware when they leave to read the privacy statements of each and every website that collects personally identifiable information. The aforementioned Privacy Policy agreement applies only and solely to the information collected by our website.

Acceptance of Terms

Through the use of this website, you are hereby accepting the terms and conditions stipulated within the aforementioned Privacy Policy agreement. If you are not in agreement with our terms and conditions, then you should refrain from further use of our sites. In addition, your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you are in agreement and acceptance of such changes.