Hubby’s Story – The Millennial Super Saver

millennial super saver

parents, retirement, the frugal gene, Super Saving Millennial, budgeting, adulting, parenting, grown up, millenials and growing up, saving, millennials, millennial super saver
Technically the frugal gene came from my parents! Thanks guys!  🙂


Hi, I’m Jared and I live in Seattle. I am a software developer by trade.

My parents are the shining example of the proud American middle class family. I grew up in a quiet suburb around San Francisco along with my 3 siblings. I graduated from University of California, Berkeley in 2010 with a Bachelors of Science in Engineering. Looking back, I was extremely fortunate to have generous parents who were able to fully support me and my sibling’s education.

Want to know how I built my wealth so young? It was all just dumb luck…

Blundering Bachelorhood

7 years ago, I was just another young and inexperienced college grad. Totally oblivious to the detrimental impact the housing bubble had on the global economy, I was another fresh out of school 22 year old. My hairline was 22! Thinking back on it now, I had zero clue how fortunate I was being gainfully employed as a new grad during one of the worst historical economic downturns in U.S. history! Thankfully, my math prowess landed me a $100K/year starting salary with a rapidly growing tech giant. During the years of my “bachelorhood,” this “super saving millennial to-be” was pretty dumb on the subject of money.  I made a few big, basic blunders:

1. not contributing to a 401K - that was dumb.

2. refusing to any money into the "scary" stock market.

3. rent & beer wasn't 100% free...

Settling Down

I met my wife in 2012 and soon the notion of something more became clearer to me. That is how we became the thrifty budget-loving dynamic duo behind The Frugal Gene. So now we are striving to consistently save in the ball park of $100K-150K a year. Yes, it is doable, although not without extreme discipline and some creative hustling.

In the evenings I like to run, read, and try to do some home maintenance projects for the rental properties that we own. On the weekends I like to spend time catching up on sleep and having date nights with the wife.

I enjoy reading sci-fic fantasy novels and wrestling with the dog.

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